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Real Estate Capital Gains

Posted by Shawn Simpson // August 4, 2021

If you have decided to sell a house or are in the process of selling it, you need to keep in mind that usually, there are taxes on real estate capital gains. Generally speaking, the higher the price you sell, the bigger your tax bill from Uncle Sam. There are some ways to avoid these […]


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Home Staging

Posted by Shawn Simpson // July 28, 2021

We have talked a lot about home staging in Omaha to present your home in the best light for potential homebuyers when they visit. We said, “Home staging in Omaha is the act of preparing a house or condominium for sale. The goal of staging is to make a home appealing to the largest number […]


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Being Debt-Free

Posted by Shawn Simpson // July 21, 2021

Interest rates are very low right now, and most students of the FED  expect rates to remain so at least until 2023. So, you may ask yourself, “should I refinance?” There are many articles about how to refinance. Should you get a longer mortgage to lower your payments? Does an ARM make sense? Should you […]


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Love Letter

Posted by Shawn Simpson // July 14, 2021

Love Letter Did you get my card?Did you read my love letter?Did it touch your heart?When you read my love letter R Kelly “Love Letter” “You Got My Letter” Musicians have long sung about sending a love letter to a love, telling her how she makes you feel, how you want to be with her, […]


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Preparing for a Wave of Delinquent Mortgages

Posted by Shawn Simpson // July 7, 2021

Mortgage servicers are preparing for a wave of delinquent mortgages and possible foreclosures to hit the market but say they have already taken steps to mitigate their impact. Realty Biz News said, “The U.S. government made mortgage forbearance available to any home loan borrowers in the early days of the COVID-19 pandemic. Those who took […]


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Housing Prices Are Rocketing Upwards

Posted by Shawn Simpson // June 30, 2021

Forbes said last week, “Looking to buy a house, but think house prices are going crazy?  You’re not wrong. Housing prices are rocketing upwards across the country, showing their biggest annual gain since 2005.  As a result, existing homeowners add to their housing wealth, while younger, less affluent, and nonwhite buyers face little supply and rising costs.” “Housing […]


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Mortgage Insurance

Posted by Shawn Simpson // April 21, 2021

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Did you know when you buy a house, there are several costs associated with a home purchase that you may not have planned for and be an expense you can eliminate? A lender requires mortgage insurance when they put a down payment of less than 20% of the home value. For example, on a $300,000 […]


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Historic Delinquency Problems

Posted by Shawn Simpson // April 14, 2021

Buying From A Distressed Homeowner

According to Wolf Richter for WOLF STREET, “Everything is on ice. But when forbearance ends, forced sellers or lenders will put millions of these homes on the market. Since last spring, historic delinquency problems have been fermenting largely on ice and on hold by forbearance programs. “The Federal Housing Administration (FHA), which insures nearly 8 million high-risk […]


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The Impact of Foreclosure on Your Credit Score

Posted by Shawn Simpson // April 7, 2021

680 FICO Credit Score 780 FICO Credit Score Bankruptcy 530-550 540-560 Foreclosure 575-595 620-640 The impact of foreclosure on your credit score can mar your credit report for seven years from the date of your first missed payment. According to U.S. News, “During that time, it can affect your credit score and the way other lenders view your […]


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This is the Best of Times

Posted by Shawn Simpson // March 31, 2021

This is the Best of Times

Some realtors say this is the best of times. In all the years of being in business, they have never seen a market like this. Selling a home in Omaha right now might be easy, but buying a new one is an entirely different story. “In the 17 years I’ve been in business, we have […]


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